KALPAKA NIDHI LIMITED is a Nidhi company having registered office at KALPAKA NIDHI LIMITED 28/669, New Cochin Devaswom, Board Building Round North, Thrissur – 680 020, Kerala . The object of the Company is to encourage and afford all facilities for cultivating thrift, saving habits and to render all financial assistance to its member only by receiving long and short term deposits and lend, grant loans to them as are allowed by law for Nidhi or Mutual Benefits Companies.
Saving Account
Fixed Deposit
Recurring Deposit
A sum of money which is borrowed to be paid back with interest over a period of time.
A mortgage is a loan where the property or real estate which is used as collateral.
We are providing loans against LIC policies.Rate of interest is 18%. Period maximum 1 year or the left over period for maturity of policy whichever is earlier.
Loan against deposit is given in the form of an overdraft against your deposited amount. This is an alternative given to you instead of breaking the deposit prematurely.